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Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate3.5%
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Welcome to The Watergarden at Canberra!
Hello! Thank you for visiting
The 💦 Watergarden 🌲 at Canberra‼️

More than 79% sold!

🚇 Most affordable new launch in 2021 at doorstep of MRT
💎 Jointly developed by 3 Premier Developers
🏆 2021 Property Asia Property Awards Winner
👶 Childcare within the development.
⬇️ Low rise, low density development
✅ Surrounded by Amenities and Convenience
💰 Located in region of growth high rental demand & strong capital appreciation

Don’t miss this opportunity!

2️⃣ Bedrooms SOLD OUT
2️⃣ Bedrooms Premium from $1.131M
3️⃣ Bedrooms from $1.395M
3️⃣ +Study from $1.588M
4️⃣ Bedrooms from $1.864M

🔑 UOL, Kheng Leong & Singland
🔑 350m to Canberra MRT
🔑 320,000 sqft land size
🔑 Grab before OCR price hit $2,000psf
🔑 Low density
🔑 North-south corridor
🔑 Surrounded by amenities
🔑 2-4 bedrooms
🔑 Functional layout


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Chat with us Now to find out more!